Tuesday, February 28, 2012

what?

So not a whole lot going on. Matt Kenneth won the 500, a boring race, but the guy crashing into the jet fuel truck was something. Nobody was hurt so we can laugh about it...but we really shouldn't. Lots of huge ifs there. What if it would have happened near fans? What if the truck driver died? What if the whole track exploded like in a movie? Cole Trickle finished fourth.

I think baseball starts in like a month, I dunno.

Kobe got his nose broke at the All Star game. Sucks for the Lakers. I think I might be a Kobe fan. Of course overtime I think that I remember the whole Colorado stuff and that people generally say that he is not cool. But I dunno, he has that killer instinct, seems to always try and I bet he likes turtles.

Since I didn't go to work yesterday today is like my Monday. Cmtem and I are thinking about buying a house. After work today I am going to drive to it to check out the traffic. That should be fun.

I wish I had shit to talk about that didn't suck, but I don't.

175 comments:

Jugdish said...

blogger not fixed on tem's post either

Jugdish said...

my entire house has nothing in it...caroet/tile cleaners coming today. i don't want to move furniture back in the house. id rather keep it as is and show it like that.

Aitch said...

Fuck turtles

tem said...

Turtles are grate*

Jugdish said...

bold

Jugdish said...

bnu

Jugdish said...

still not fixed

Keef said...

Turtles are grate*


The candies or the animals?

Keef said...

So happy together

Jugdish said...

The candies or the animals?




reptiles


/keef

Keef said...

Reptiles are animals

Keef said...

My favorite turtle is Crush

Keef said...

My favorite turtle is Squirt

/LP

Jugdish said...

rich eisen running the 40 in a suit pic is funny

Blue said...

young tem?

Blue said...

i don't understand how NASCAR doesn't have a better replay of the crash into the jet dryer truck

Blue said...

as I told cmblue last night, the only thing more boring than watching nascar, is watching guys talk about nascar while other guys clean up the track with kitty litter and tide.

Blue said...

yet, that's how bored I was last night

Jugdish said...

if you were bored you should have watched this guy

Blue said...

PDW is the big Ern

El Padrino said...

is someone writing a letter to blogger

Blue said...

meiz?

Jugdish said...

i don't like this new page, it feels like it isn't loading correctly

Jugdish said...

is someone writing a letter to blogger



i did...i mentioned your face

Blue said...

that rant is awesome

Blue said...

"is someone writing a letter to blogger"

yes, but i haven't had time to get to the post office to buy stamps

El Padrino said...

nothing on their page about this change

tem said...

i like all the white space.

reminds me of WaVa

Keef said...

A shark can grow and lose up to 30,000 teeth in a lifetime.

Blue said...

interesting factoid

tem said...

w
a
l
l

Keef said...

LP is a doesn't like change guy

El Padrino said...

for the better i do

this is shitty

El Padrino said...

this looks like the internet was just invented

Blue said...

i blame al gore

Keef said...

do I want to set up a roth401k or traditional 401k?

Keef said...

is looks like the internet was just invented



And the previous comments page was so cutting edge

Keef said...

I chose roth 401k and now it's asking me if I want to create my own allocation mix or do i want to use a pre-mixed allocation. I just want it all to go into McDonalds stock. BEAST

Blue said...

that would be your own allocation method

Blue said...

they probably have a "Beast" group though that you can choose

El Padrino said...

do it

mc donalds, coke, pg

done and done

Blue said...

here is the response i got from blogger:

Yes, the change to the comments page is permanent. It's a cleaner more defined look that works well on mobile apps. If you don't like it we suggest you create your own website.

El Padrino said...

cheap food, soda for fat people and paper towels

it's a win win

Keef said...

If you don't like it we suggest you create your own website.



I bet they didn't say that

Keef said...

they probably have a "Beast" group though that you can choose




Guaranteed Fund
Mid Cap Index Fund
Vanguard Prime Money Market Instl
Small/Mid Cap Value Fund
Bond Index Fund
Small Cap Index Fund
Core Plus Bond Fund Small/Mid Growth Fund
Large Cap Value Fund International Equity Fund
Large Cap Index Fund International Index Fund
Large Cap Growth Fund


Which of those is a BEAST fund?

Blue said...

Cargo put on like 20lbs of muscle in the off-season.

guess he's been mashing so far in BP.

i smell a ped test being failed soon

Blue said...

"Which of those is a BEAST fund?"

nothing international that's for sure

Blue said...

large cap growth is BEAST!

Keef said...

it's stupid that I can't put the money into specific stocks

Keef said...

large cap growth is BEAST!

It's -7.37 in the last 12 months

Blue said...

technically, i would guess mickey d's would be under that umbrella

growth funds could have some wild swings, but at your age, it's typically a smarter bet to use a growth fund because over time those should increase at a higher rate than a value or equity fund

pegging against the bond index isn't a bad idea once interest rates start going up.

Using an index fund in general isn't horrible, i guess.

Blue said...

"It's -7.37 in the last 12 months"

so you're buying low...got it.

tem said...

"do I want to set up a roth401k or traditional 401k?"


do you mean Roth IRA or Traditional IRA? I assume you do.


i'd go with Roth. i will not explain why.

Keef said...

so you're buying low...got it.



suite

Keef said...

do you mean Roth IRA or Traditional IRA? I assume you do.


The 2 choices I have are traditional pre-tax 401(k) contributions and Roth 401(k) contributions

Blue said...

there's a roth 401k now


don't know how that differs from a traditional 401k

Keef said...

pegging against the bond index isn't a bad idea once interest rates start going up.

Using an index fund in general isn't horrible, i guess.





::words::

Keef said...

don't know how that differs from a traditional 401k



It's not pre-tax

Keef said...

and a Roth 401(k) can be rolled over into a Roth IRA.

Keef said...

That's what it's telling me, at least

Blue said...

so a roth 401k uses after tax dollars just like the IRA

difference is, it has the 401k annual limits 16K as opposed to 5k for an IRA, and allows a match.

Keef said...

difference is, it has the 401k annual limits 16K as opposed to 5k for an IRA, and allows a match.



Yeah. Looks like it's $17k now, though

Keef said...

I probably won't contribute $17k this year

Blue said...

401K also forces distributions beginning at 70 and 1/2

Keef said...

401K also forces distributions beginning at 70 and 1/2


Right. But you can roll over the roth401k into a IRA at that time

Keef said...

I think I will use the temdvice and choose the roth

Blue said...

IRA isn't an option anyway


so it's either pay taxes now, or pay taxes when you retire...it's up to you.

Roth takes after tax dollars, so when you distribute you won't have to pay taxes on it later.

Traditional, is pre-tax, and you'll have to pay taxes on the distributions when you're old.

Basically if you think you'll be in a better tax bracket now, than you will be when you retire, you do the Roth.

If you think you're in a worse tax bracket now than you will be when you retire, you pick the traditiona.

Keef said...

Roth takes after tax dollars, so when you distribute you won't have to pay taxes on it later.



I think I'll be paying more taxes when I'm old, so I'll pay them now

Keef said...

So do I put all my eggs in the Large Cap Growth Fund basket

Keef said...

LP, you have the NL preview this year right?

tem said...

Roth 401K sounds interesting.

Good idea for the feds to try to get money now.

Blue said...

they need it

Keef said...

tem thought I was being ignorant guy who doesn't know his finance terms

Keef said...

which, in my case, would normally be correct

El Padrino said...

"LP, you have the NL preview this year right?"

yeah mets win it all

El Padrino said...

put your money in the mattress until a republican gets into office

which is another 4.5 years away

Keef said...

no

Keef said...

So do I 100% stay away from the int'l funds?

El Padrino said...

yes unless it's Emerging Markets like brazil or Africa

El Padrino said...

if you are feeling frisky the mid-cap fund is a decent play

Keef said...

Here's what I picked
Guaranteed Fund 10%
Bond Index Fund 10%
Core Plus Bond Fund 10%
Large Cap Growth Fund 50%
Small/Mid Cap Value Fund 10%
International Equity Fund 5%
International Index Fund 5%


How stupid is that?

El Padrino said...

not stupider than your face

Keef said...

OK suite

El Padrino said...

aja it's fine
what is your contribute rate?

Keef said...

Just starting out with 5% with 100% match from company right now

El Padrino said...

minimal, if you up it at some point you should or can do more of a 25/25/50 type split

tem said...

is the employer match portion of the Roth 401k taxable now?

tem said...

100% employer match is suite

tem said...

Tem does 8% but only gets 2% match.

Keef said...

minimal, if you up it at some point you should or can do more of a 25/25/50 type split


Yeah I know it's not much right now. Gotta make a little more money before I can up it, because I also am having the daycare spending account taken out.
what are you referring to re: 25/25/50. like, which accounts

Keef said...

100% employer match is suite



Yeah it's 100% up to 6%. I probably should have just done 6%. I'm retarded

Keef said...

But I'm also going to start putting away approx. $1000/yr to buy McDonalds shares. I gotta get on this beast mode

Blue said...

"is the employer match portion of the Roth 401k taxable now?"

not in what I read about them

so there's a traditional component to the roth 401k

El Padrino said...

what are you referring to re: 25/25/50. like, which accounts

funds?

i've always liked mid-cap and even small cap on the 25 side then something conservative like the large cap or "stable" fund usually an equity 500 for the 50%

i go in and out of treasury bond funds from time to time too

i made 41% on a developing growth fund by Lord & Abbett that'd be similar to a small cap fund, i like it because it invests in small companies on the verge of popping

you have to read the prospectus on each to see what exactly the fund is made of

Keef said...

you have to read the prospectus on each to see what exactly the fund is made of



I can probably read Greek more easily

Keef said...

but aja, thanks for the info

ns

Jugdish said...

LOV: deciding the financial future for your family

tem said...

"Yeah it's 100% up to 6%. I probably should have just done 6%. I'm retarded"


yeah, you are leaving 1% "free money" on the table.

Jugdish said...

yeah, you are leaving 1% "free money" on the table.


^^^^^^^^

Jugdish said...

100

Jugdish said...

they also put a jar of Lp's sauce in here

Meiz said...

"put your money in the mattress until a republican gets into office

which is another 4.5 years away"


Already admitting defeat?

Jugdish said...

Duke wouldn't credential Grantland for the Duke UNC game...


FACE!

tem said...

Ha!

tem said...

grantland is a part of ESPN. Duke gave ESPN like 100 credentials. if ESPN can't give any of those to Grantland then that's Grantland's problem.

Jugdish said...

even espn doesn't respect grantland...probably because of the dumb name

Jugdish said...

grantland needs more white space

tem said...

it is pure space

Jugdish said...

thought they were closing this place

El Padrino said...

"Already admitting defeat?"


yes, have you seen the republican candiates?

Jugdish said...

besides obama has done such a great yob, he is a shoe in


s

El Padrino said...

i'm sas the elephants are ok with the candidates out there right now

Keef said...

i'm sas cmlp is ok with your face right now

Keef said...

Champyunship

Keef said...

Mario Manningham insists that he never said there was a "75 percent" chance he is leaving in free agency and that he wants to remain a New York Giant.
During an interview with WFAN radio, Manningham placed the odds of him remaining with the Giants at "50-50" and that he does not know where rumors of him going to Tampa Bay came from.

tem said...

Manningham to the Bucs = Alvin Harper 2.0

Blue said...

isn't the old WR coach from the NYG the new OC in Tampa or something?

Blue said...

of course he's gonna say he wants to stay in NY.

it's called leverage

Keef said...

changed my contribution to 6%. Can't leave money on the proverbial table

El Padrino said...

"isn't the old WR coach from the NYG the new OC in Tampa or something?"

sully
qb coach

yes he's the bucs oc now

El Padrino said...

50-50 my ass

giants cannot compete with anyone bidding for his services

plus they have Jernigan ready to fill his role

tem said...

they'll bring back steve smith.

El Padrino said...

urkel dancing with the stars is hilarity

El Padrino said...

The NFL will kick off its season on Wednesday, Sept. 5 instead of the traditional Thursday night start to avoid a conflict with a scheduled speech by President Barack Obama on Sept. 6 at the Democratic National Convention.

Commissioner Roger Goodell made the announcement Tuesday. The game, to be hosted by the Super Bowl-champion New York Giants at MetLife Stadium, will begin at 8:30 p.m. ET.

El Padrino said...

The NFL will kick off its season on Wednesday, Sept. 5 instead of the traditional Thursday night start to avoid a conflict with a scheduled speech by President Barack Obama on Sept. 6 at the Democratic National Convention.

Commissioner Roger Goodell made the announcement Tuesday. The game, to be hosted by the Super Bowl-champion New York Giants at MetLife Stadium, will begin at 8:30 p.m. ET.

El Padrino said...

thanks obama

Blue said...

suite

Blue said...

shorter offseason

Keef said...

1st game of the season on a Wednesday

Keef said...

S

El Padrino said...

5 extra days off for gmen i'll take it

Keef said...

but they get fewer rest days beforehand

Blue said...

united airlines fucked up my flight coming back from Hawaii next month, they thought they were doing me a favor.

i've been on hold for 40 minutes as they're trying to fix it.

Blue said...

#whitepeopleproblems

Blue said...

this is why i need an assistant

Blue said...

52 and a half minutes

Blue said...

i think they forgot about me

Blue said...

1 hour and 4 minutes and finally got it resolved

i ♥ united

Meiz said...

"yes, have you seen the republican candiates?"


Yes, I have seen the Republican candidates. And I think they are awesome.

ToddPacker said...

financial ketchup is the worse*

Keef said...

You like what we've done with the place?

ToddPacker said...

got a feeling vandy is gonna beat the piss out of Florida tonight

Meiz said...

Just like my gut feeling about the Bucks tonight.

ToddPacker said...

"You like what we've done with the place?"

doesn't seem to different on the phone

ToddPacker said...

"Just like my gut feeling about the Bucks tonight."

yes, mixed with a little xnij

ToddPacker said...

negotiated a big project with FDOT today... good times

ToddPacker said...

7-0 vandy. grate start

Meiz said...

I'm having a delicious salad

Jugdish said...

ouch!

Jugdish said...

sore throat this morning...sucks

ill take the poor man's vaccine...cough drops

Jugdish said...

blue is fired

Jugdish said...

The NFL will kick off its season on Wednesday, Sept. 5 instead of the traditional Thursday night start to avoid a conflict with a scheduled speech by President Barack Obama on Sept. 6 at the Democratic National Convention.



i usually have a fantasy draft that day, but apparently that doesn't matter to the nfl

El Padrino said...

Your browser is no longer supported by Blogger. Some parts of Blogger will not work and you may experience problems.
If you are having problems, try Google Chrome. |

El Padrino said...

Your browser is no longer supported by Blogger. Some parts of Blogger will not work and you may experience problems.
If you are having problems, try Google Chrome. |

El Padrino said...

Your browser is no longer supported by Blogger. Some parts of Blogger will not work and you may experience problems.
If you are having problems, try Google Chrome. |

El Padrino said...

Your browser is no longer supported by Blogger. Some parts of Blogger will not work and you may experience problems.
If you are having problems, try Google Chrome. |

El Padrino said...

i ♥ united

hope the landing gear works

Jugdish said...

no

/cmblue

El Padrino said...

im at work blogger, i cant install google chrome shitbag

Jugdish said...

hope the landing gear works



at least he isn't going on one of the Costa ships

El Padrino said...

fucking nerds

Jugdish said...

im at work blogger, i cant install google chrome shitbag



i can, but its not allowed

El Padrino said...

well that's what i mean

El Padrino said...

i think i need admin rights anyway which i dont have

El Padrino said...

i hit the google chrome install button on the home page and this is what i get

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El Padrino said...

FANNNTASTIC!

El Padrino said...

lick my balls blogger

El Padrino said...

lets move this show to tumblr or something

Jugdish said...

im fine with blogger, im probably blocked on other sites. DoD is strict

Jugdish said...

i find this braun situation more interesting as the details come out

El Padrino said...

really? i could give a shit less

El Padrino said...

the suspension would have stuck if they shipped the sample frozen

El Padrino said...

blue beer me

Jugdish said...

really? i could give a shit less



so you do give a shit, got it

/keef

Blue said...

ok, new post

Top Of The Page Material:

"Idiots with nothing better to do"





"Most Boston sports fans are just douchebags. Because most people from New England are douchebags." - tem





"Obama got elected because of the Rooney rule" - Jug





"you should never let debt stop you from pro-creating anyway" - El Padrino





"If you agree with EP, change your opinion." - H





"i'm dumb and sensitive. basically i'm a woman" - L Padrino





"I'm so horny this morning. If there wasn't this sex offender list going around id grope bitches on the train this morning" - L Padrino