New Orleans -3.5 over SAN FRAN
San Fran beat two good teams this year. The Giants, early in the year and the Steelers. They split with Arizona and beat the RAMS and Seahawks twice. Out of conference wins include the Browns and Redskins. They have had a great year. No doubt the defense is scary. No doubt. But, they haven't seen a team as good as New Orleans yet. So there is an unknown here. The QB they are facing is on a different planet and can even make excellent defenses look silly. They've been on cruise control since mid December. There only hope is a slow track. And the weather looks to be crisp and sunny so that probably won't be the case. Defense wins championships. I mean did you see the Alabama game Monday night. But this is a different league right now, complimentary defenses that compliment high porwered offenses have been winning in January. We'll put this model to the test at 4:30 Saturday.
Saints 27, Niners 17
Denver +14 over NEW ENGLAND
I mean you have to be just insane not to take the points here. INSANE. Have you been alive the past 10 weeks of the NFL? 14 points to the man who has sparked a god damn national controversy. I mean Merrill Hodge can't even sleep at night he's gonna end up like Percy the Green Mile Gaurd staring out the window of a mental ward in a straight jacket wearing fuzz slippers. I get it. Brady has weapons. They can score. Blah blah. The Patriots defense blows. Belichick won't be a dumbass and leave the secondary naked back there but the Broncos will still gain a bunch of yards. The game comes down to red zone scoring. Pats will score, no doubt because that's what they do, you can't cover Gronkowski/Hernandez AND Welker all at once. Will the Broncos score enough to win?
Pats 31, Broncos 29
Houston +7.5 over Baltimore
Fucking Flacco is perplexed he doesn't get talked about in the same breath as Rodgers or Brees. What a clueless fuck. Anyway Houston has a top ranked D so they hang around. Baltimore can play some D too. Suggs went to Ball So Hard University. That shit cray.
Baltimore 17, Houston 13
You know the deal, especially after they won. No chance I'm handicapping the Giant game. Handicap your face. But it already is. SNAP.
Tell you what though, if i'm right. Giants have no shot at beating the Saints in that fucking dome. None. Lock it up.
Soccer goalie scores on himself
5 hours ago
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Well done Beth
Wall
i would say take the points in the giants game as a neutral observation
giants suck
i'm taking the cowboys in that game
it's funny hear. all week the local radio guys have been all cautiously optimistic...riding the tebow wave.
now they're getting put on the spot by the boston media in interviews broadcast here, and they're all like...wellll, we don't really think Denver will win.
it's pretty funny
I think Denver has no shot
new england has seen this offense, they won't be surprised by anything, they know where the weaknesses in the defense are.
if the broncos had Dawkins back, i'd give them a better shot.
ya gotta believe
xinj by blue...
it's only a xnij if you don't believe it.
i think they'll cover the number, because that's a stupid number.
Dammit, xnij, not xinj.
(Gotta correct it before keef does...)
i like to use xinj
keith has a new job, he's got no time for correcting reverse spelling errors
he always has time for that shit
denver is getting rolled.
giants are getting rolled.
niners are getting rolled.
Ravens will beat Texans.
your face is a roll
thank you
no, no...thank you
you are most welcome
i want a bagel
remember when i shipped bagels to rev's radio station and he ate like 9 in one day
3 day weekend me!
i hate explaining pegging
fuck finance
and fuck traders
what's pegging?
like when you roll up the bottom of your jeans?
got back from steamboat last night...good times.
it's a margin term for not valuing underlying stock more than the strike price of an option for a covered call
we did get some snow while we were up there, so it made the skiing pretty good.
flight wasn't even close to being full yesterday, so my brother and i got a free upgrade to full class. it was suite
i've never been upgraded for anything on a flight
free booze and direct tv, it was the fastest flight ever
i once got upgraded to first class, on a 45 minute flight..pissed me off
were you on frontier? or continental?
take what you can get
continental
one chick i flew with works for continental so she was up there tpp
too
the official tim tebow song
i didn't know blue's private jet had a coach section.
why does blue sit in coach on his own plane?
cmblue upgraded him to first class once, but only for 45 minutes
blue was pissed
i'm always pissed
"Rasheed Wallace is contemplating a comeback to the NBA"
is this mu'fucker serious?
"One league source who has talked with Wallace recently describes him as “serious” about a return to the NBA this season."
guess so, hope he ends up back in boston
he should join the d-league team that has antoine walker first though
sheeeeeeeeddd
Eating two rashers of bacon a day can increase the risk of pancreatic cancer by 19% and the risk goes up if a person eats more, experts have said.
fuck outta here
i'm always pissed
its because you have that face
"Yuengling passes Boston Beer (Sam Adams)in sales"
O:FB
the boston mayor was on tv here yesterday talking shit about how boston beer is so much better than Colorado Beer.
fucking moron
if he's just talking about Coors, then fine, yes Sam Adams is better than Coors, but it doesn't hold a candle to Fat Tire, or other colorado biers
shocking
not
Beer with lunch today
Yueueueuengling just started selling in Ohio...caused a huge bump in sales.
Beer with lunch today
same here
microbreweries are the shit now a days
Should have gotten drunk at lunch.
It's Friday the 13th
idiot radio guy-asking Champ Bailey
"do you think the broncos will need to outscore the patriots to win"
champ-"well, i've never heard of a team winning that scored less points than their opponent"
i can so do radio
half these guys that do it are tards
not with your accent, you'd lose listeners
ny sports talk radio is the worse*
your face is the worse*
my face is ok
he always has time for that shit
tem knows
half these guys that do it are tards
You'd fit in
19° in temhio right now. HAHAHAHAHAH, sucka!
19° but feels like -2°:. hahahahaha, sucka!
°
"Jeff Fisher chooses Rams according to Peter King."
st louis (the city) sucks
miami >>>>>>>>>>> st louis
what a fool
pizzeria uno waitress was SMOKING
yes, but the rams already have a QB, and will have the 2nd pick in the draft...which could be more picks
plus they have a decent enough defense.
i'd still have taken the Miami job though
maybe they move to LA
then its a no brainer
"Fisher was willing to meet halfway on personnel control, but Ross wouldn't budge. He's an Ireland man. And now Fisher is headed for The Lou"
NE/Denver mayors' bet
"the boston mayor was on tv here yesterday talking shit about how boston beer is so much better than Colorado Beer."
So basically, he wants free Fat Tire.
NE/Denver mayors' bet
the denver mayor should have to bet all the mayors of every NE town
dem tits
yes, but the rams already have a QB
Yes, a QB who's 8-18 and can't stay on the field.
yeah im not sold st louis is the better team here down the road despite the #2 pick and cap space
At least Miami knows they have a bad QB and can address it. StL thinks they have someone to build around. The only thing they should build around Bradtard is a hospital
love when girls act shy before they do something slutty
"19° but feels like -2°:. hahahahaha, sucka!"
it's nice inside in my office. if it gets colder i can turn the thermostat up or shut my door.
yeah but it's snowing. it will take you 7 hours to get home
it isn't snowing.
there was maybe 1/8th of an inch last night. none today.
took me 15 minutes to get to work. figure 25 for the ride home.
unless i leave later then i'll get there earlier.
who does keef's weather Mort?
your mom
no wonder it's wrong then
"pizzeria uno waitress was SMOKING"
There are waitresses like that everywhere.
/Meiz
"pizzeria uno waitress was SMOKING"
I wonder if I could bum a smoke off of her
/h
"At least Miami knows they have a bad QB and can address it. StL thinks they have someone to build around. The only thing they should build around Bradtard is a hospital"
Miami finished the season really strong. I'd roll the dice with Matt Moore next season
craps. nice
i rolled a 7
your face wishes it was a 7
tem,
rumble is way overweight, motherfucker, vitor won't fight if rumble is over 205 tomorrow, so rumble won't be rehydrated and will probably get destroyed
just weighed in at 197, jeebus man, how did he ever make 170
north korea hilarity the poplethat werent crying hard enough (faking) are senteced to 10 years hard labor
might get cut with a loss
goddman rumble
"north korea hilarity the poplethat werent crying hard enough (faking) are senteced to 10 years hard labor"
so that's why they were crying their asses off
"rumble is way overweight, motherfucker, vitor won't fight if rumble is over 205 tomorrow, so rumble won't be rehydrated and will probably get destroyed
just weighed in at 197, jeebus man, how did he ever make 170"
they said he used to cut 50+ pounds to make 170. said the cut to 180 would be easy....
what time does the ppv start?
so that's why they were crying their asses off
duh
i hate staying here til 6
woe
more from the Duh Dept.
Paula Deen has diabetes
too soon
who would go to a buffet and eat salad
woman
i hate first enrolling for benefits stuff. Too many things to choose from
woe
the fuck are benefits?
/meiz
Like, do I get group life & group accident?
Or just 1?
And I can get money taken out pre-tax for a dependent day care account. But if I do that, can I still claim day care on our taxes?
This is where the resident accounting nerds jump in
you can claim daycare on your taxes above and beyond the amount you have reserved for dependent care flex.
you can claim daycare on your taxes above and beyond the amount you have reserved for dependent care flex.
Perfect. Thank you
I don't remember off hand though, I think day care you have to be over a certain % of AGI. So your dependant care expenses above the flex, has to be enough to hit that limit.
OIC. So no flex acct for me
pierce
NY sucks
Jebus Keith. Even I know you can't claim pretax dollars on your tax return. Kind of common sense homie.
"Yankees and Mariners finalizing 4-player trade involving Jesus Montero and Michael Pineda."
oh snap
fuck the yankees
Jebus Keith. Even I know you can't claim pretax dollars on your tax return. Kind of common sense homie.
I thought it was just from a Simpsons episode
Wall
Why no flex? You want pre tax dollars paying for daycare, right?
Post tax dollars spent are deductible but subject to having spend over a percent of AGI .if you use pre tax dollars that's not an issue....I think. Kinda drunk.
Wall
Post tax dollars spent are deductible but subject to having spend over a percent of AGI .if you use pre tax dollars that's not an issue....I think. Kinda drunk.
I dunno. I like getting money back at the end of the year as opposed to saving a little more during the year
Xbox Live offers UFC 142 Jose Aldo vs Chad Mendes for Free when you follow the instructions below.
Log on to your Xbox and download the UFC app
Click purchase on the UFC 142 Jose Aldo vs Chad Mendes
Total should be Free
Watch live on January 14
Damn, I just tried it. Says all free tickets for UFC Rio have been given away. Next ppv is Feb 4th
I don't think the flex spending plan will hurt your refund, it should help. If you have an expense that you know you have to pay for, like daycare, I think its is always better use pretax money to pay for that expense.
Prob with a flex plan is that you set aside X dollars and if you don't use it you lose it. So you gotta make sure you use it.
Comptroller blue might know some stuff about this
"I dunno. I like getting money back at the end of the year as opposed to saving a little more during the year"
but you're not taxed on the flex plan dollars, right? You really should use that all up first each year then (and if it's like med flex plans, you gotta use it or lose it each year).
By using money outside of your flex for daycare expenses, you just end up paying additional money in taxes: You can calculate about how much, it will roughly be your marginal tax rate X day care dollars expended - savings from using as deduction: that's what you would be paying extra to have the gov hold your money until the end of the year (you can also include the lost time value of money to that equation, but I doubt it's all that significant).
Even without knowing any of the three variables above, hard to see how that would be a wise move.
I also don't know the particulars of the daycare deduction, but it must cap out, and if it caps like the out of pocket medical expenses deduction, it's basically worthless.
I didn't like that our office switched to an HSA at first and required employee contributions every pay period, but actually paying med expenses from untaxed income really is saving me a lot of money in the long run.
of course our deductible jumping 14X what it had been before still sucks, a LOT.
rare fireplace day
Same here
You can calculate about how much, it will roughly be your marginal tax rate X day care dollars expended - savings from using as deduction: that's what you would be paying extra to have the gov hold your money until the end of the year
I understand all that. But I'm not a "set aside money" person. So it's not like I'm missing out on interest, because the money would just go to bills right away. That's why I was saying I like getting a bigger return at the end of the year as opposed to getting taxed less during the year
Prob with a flex plan is that you set aside X dollars and if you don't use it you lose it. So you gotta make sure you use it.
This is a flex plan. It caps at $5250 a year. Our daycare expenses will be between $8-10K. The money has to be used by Jan 31st for the previous year, I think
So using it won't be a problem
I hate signing up for insurance shit
my insurance is double compared to my old yob*.... that was one of the benifits of working for a huge company
I pay around $1100/month for family health insurance.... I used to pay $540/month
I love my insurance. $18/wk. Woot!
$18/week is suite
my insurance is double compared to my old yob*.... that was one of the benifits of working for a huge company
My premium is less, but my deductible tripled
I pay around $1100/month for family health insurance.... I used to pay $540/month
Jesus Christ. I think mine is $172 biweekly for family
cruise ships aren't good land machines
Wall
Selling my fish tank and stand. Just took my fish back to the store. Wanna buy the tank, mize?
Trying to find a hotel for Vegas in April for csil's bday. Was looking at sweets* because there will be 6 of us. They are a lot more than I thought they'd be
I think the flex might still be the smarter move. Because you'll get the full pretax benefit for the first $5k
If you dont you'll more than likely only get about 3k worth of benefit as a deduction (I think that's the max). I don't know enough though because I don't have that credit because of my stupid stay at home wife
We should get a sweet for summit 3
I too like getting the IRS bonus at the end of the year
Anthony Johnson weighed 204.2 pounds Saturday morning, allowing his UFC 142 bout with Vitor Belfort to go on Saturday night as scheduled.
Pops called last night and asked if I'd come help him install cabinets at his place in Hawaii, he's paying, Suite
I hate drew brees
Cmblue won't be going to hawaii
Bummer (s)
What's wrong with drew brees?
He seems douchey
You like H
Maybe if brees had more woe in his life
I was gonna say Katrina, but he is white so it didn't have an affect* on him
i still think paying with anything with pretax dollars is better than paying with post tax dollars.
"What's wrong with drew brees?"
face scar. looks like a villan.
It's just lipstick
/Oprah
"i still think paying with anything with pretax dollars is better than paying with post tax dollars."
agreed, while the government is shady, typically the flex stuff usually benefits the taxpayer as long as you use it all
Thanks for the info. Makes cents*
Off to watch UFC
"Was looking at sweets* because there will be 6 of us. They are a lot more than I thought they'd be"
check tuscany suites or platinum hotel, both are all suite hotels
both off the strip a block or 2 behind ballys, definitely walkable if people arent whiny
havent been for a couple years, platinum is nicer/newer but like twice the cost
vernon fucking davis, fucked up fantasy seasons for everyone but goddman, knocked out the saints! suite
7 rec 180 yards 2 TD
changed the channel and the pats scored already damn
fumble, game over
brady pick, 14-0 pats though
broncos won throwing the rock last week, back to the stuff before that this week though
bronco play calling not even trying to win
35-7 at half
and that was just the first home cookin decision of the UFC card
bronco coaches printed out 2 plays to run all second half and took a flight home
holy shit what a KO
holy shit holy shit
the keef UFC jinx is broken!
i mean wow
hopfully the giants lose today
"vernon fucking davis, fucked up fantasy seasons for everyone but goddman, knocked out the saints! suite"
right? I was kind of getting mad about that during the game. Still, I'll take it though....other than DB, I hate the fucking Saints
I'm going for the Niners at this point
I'd like to see a NYG/SF Championship game; Lord knows I love me some retro 80s
Blue:
H's newest bitch
I wonder if Tebow approved of the cheapshots taken by his teammates towards the end of the game...
Good ppv last night
Spinning heel kick KO was grate*
Rumble is a pussy
Lots of Portuguese last night
Bold
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